Choosing insurance products can be complicated as misinformation abounds. Videos of insurance reviews help bring clarity into the process and inform consumers. Examples of reviews include ones like these:
I was online looking for insurance in between jobs and i got a call from a Jonathan Bercowicz and i thought this was thru affordable care act( its isn’t) and so we discussed why i needed this policy. He told me he came thru with me a policy that was going cover Medical, Dental, Vision and had the medicine i was taking covered for a 1 time of 330$ and then 214 monthly. He told me because i had been scammed in past that this wasn’t health insurance innovations that this company he works with had a A+ with the BBB and if i didn’t like or need the insurance he was selling me i had 10 days to cancel. I trusted him and bought the policy and right after hanging up the phone( he wouldn’t let me go said had be done right then on spot) i called my pharmacist to check and see if he had heard of this group Sur- Med/ Health Insurance Innovations and he told me no he hadn’t and checked on my medicine coverage. The pharmacy told me it wasn’t insurance and that it was a discount card but it didn’t discount anything it was actually higher than what i paid cash. I called Jonathan Bercowicz back the next morning to figure things out so we called the pharmacy on 3 way calling to have the pharmacist tell Jonathan same thing he told me that nothing was covered and they went back and forth until he admitted that he was sorry and would get to bottom of it. I told Jonathan since nothing was covered on my medicine i wanted to go ahead and cancel my policy. He tried selling me another policy and i told him that the only reason was for the medicine coverage and i wanted to cancel this. He told me that i wouldn’t be able to cancel and i explained that wasn’t what he told me and i wanted my money. I have called these people Sur- Med and Legion Limited Medical and Health Insurance Innovations to be told that even though i never used the policy and had it less than 36 hours i wasnt able get my money back. I want my money so i went into looking into the company FOUND THAT THEY DONT HAVE A LICENCE IN FLORIDA TO DO BUISINESS FOR A CLASS ACTION LAWSUIT! Look this up these people are fraud and the storys they tell are the same as what i have experienced so far! I WILL BE GLAD TO TAKE THIS OFF IF THEY WILL RESOLVE MY ISSUE AND GIVE ME MY MONEY BACK
One of the issues with this one is the lack of research conducted by the customer to reconcile their health care needs with benefits available in medical policies. Understanding that with the politicalization of health care, businesses are able to offer products that might not align with the needs of the patients. Let’s look at another customer review of health insurance they purchased:
I was definitely sold a bill of goods. What a crooked group of people. The agent I spoke with was Wm Corchado. I specifically told him I was looking for a major medical plan with pharmacy card that was not a discount plan. He assured me that I was getting what I was requesting. He also gave me his direct phone number in case I had any further issues. This number is disconnected and not in service. I know this because I immediately tried to call him back with a question. EVERYTHING this man said was a total lie! In fact, everything that I said I did not want was exactly what I got. What a rip off company! They did not give me time to read the application as I was being hurried through it, guess that was my mistake for not stopping them. I remember even saying, This seems too good to be true. And of course, it’s ALL false. Please do yourself a favor and stay away from this company. I’ve attached a copy of the “coverage” that I received. Keep in mind all I asked for was major medical plan with RX Card and that neither of these two be a discount plan. ALL they are selling is discount plans and garbage. Look at the picture closely!
These reviews underscore the importance of doing one’s research into what they’re buying.