mythreecents-health-insurance-innovati
The overwhelming majority of Health Insurance Innovations customers love their products, evidenced by the ratio of online reviews to policies on the books. HII has hundreds of thousands of policies being administered on its network, yet negative reviews from a minuscule fraction of dissatisfied consumers abound prominently across the internet on numerous forums: BBB.org, MyThreeCents.com, ComplaintBoard.com, RipoffReport.com and more. Customers are 100% entitled to their opinion and ability to share their experience with others. However, there is a fundamental misconception about the services Health Insurance Innovations provides. HIIQ is a software company whose technology is used by independent insurance agents and brokers selling a wide variety of insurance products ranging from life insurance to dental insurance to short term to ACA plans to Telemedicine. HIIQ does not insure anyone. HIIQ does not deny claims. HIIQ does not approve claims. Health Insurance Innovations administers the billing and customer service while hosting the portal where members and agents can review their accounts, upgrade, or cancel their policies. HIIQ does not make robocalls, it strictly forbids its independent agents to utilize this practice, and the consequence of not abiding these non negotiable results in termination from the sales platform, which does happen, evidenced by the recent case of Simple Health. Simple Health abused the Health Insurance Innovations sales platform by concealing their unscrupulous sales tactics and altering sales transcripts and editing recordings to hide when they went off the approved sales scripts. The sales scripts are carefully crafted to ensure the consumer is not being deceived and HIIQ has a robust compliance team to ensure these practices are maintained, but Simple Health went rogue and went way and beyond the rules to perpetuate a flagrant fraud against unsuspecting consumers, dragging HIIQ's good name through the mud.

Health Insurance Innovations (HIIQ) Company Reviews

Review of Best Health Insurance Companies in Florida
By -

best florida health insurance companies

Health Pocket

Choose your personal and affordable insurance plan from the a vast selection of Individual health plans available from the best health insurance companies in Florida on HealthPocket.com. There are 3 insurance carriers that offer inexpensive Individual health plans in Florida. Of these, the companies that offer the largest variety of plans to choose from are Blue Cross Blue Shield of Florida, Ambetter, and Cigna.

For those who would like to visit doctors outside of their networks, choose one of the 1 Individual plans that participate in Preferred Provider Organization(PPO). If you don’t mind using a Primary Care Physician (PCP), get one of the 12 Health Maintenance Organization(HMO) plans at a lower cost. The most affordable Individual health plan that participates in Preferred Provider Organization(PPO) is the Ambetter Essential Care 7 (2019) plan from Ambetter, at $347.85 per month.

If you are on a budget, check if you qualify for the premium tax credit which can lower your Health plan cost. With 12 plans that offer Health Maintenance Organization(HMO) and 1 Preferred Provider Organization(PPO) plan, Blue Cross Blue Shield of Florida has the largest selection of Individual plans for residents of Tampa, Florida.

If you select Blue Cross Blue Shield of Florida as your Individual provider, you’ll have access to over 1256 participating doctors in Tampa. Cigna has over 1149 doctors in their network and Ambetter follows with a network of over 54 practitioners. Finding specialist care in Tampa will be simple, since there are over 447 internal medicine specialists which take Individual, over 154 doctors that specialize in pediatrics, and over 152 anesthesiology specialists.

According to the US Census Bureau, about 15.7% of the US population did not have some form of health insurance coverage in 2011 .In Florida, about 13.3%1 of the population were uninsured. People don’t have health insurance coverage often times dueto the cost. However, there are options in finding an affordable Florida health insurance plan.

Agile Health Insurance

Agile is a website that is dedicated to helping you find Affordable Florida Health Insurance

In Florida, those individuals with some form of health insurance coverage received their health care from the following sources:

Public Plans

Florida Medicare: 21.2%
Florida Medicaid: 19%
Military Healthcare: 3%

Private Plans
Florida Coverage from Employer: 44.3%
Direct Purchase of a Florida individual health insurance plan: 17.2%
If you’re uninsured and do not qualify for a public plan, you can find an affordable Florida health plan through a direct purchase from a private insurer

How AgileHealthInsurance and HealthPocket Can Help

With many Florida health plans available, it can be difficult to find the right health plan that meets both your budget and medical needs.At Healthpocket, we provide you the tools to compare Florida health plans and estimate your annual out of pocket costs.

 

William 07/30/2019:

Choosing a Florida Health Insurance plan is hard, these two sites are great resources!
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Contact Information:
Health Insurance Innovations
218 E. Bearss Ave, Suite 325
Tampa, FL 33613
1-877-376-5831 (ph)
Health Insurance Innovations
Google Map
Health Insurance Innovations functions as a convenient technology company for agents, insurance carriers, and consumers who receive and/or provide insurance benefits. An individual’s issue(s) with the pricing, restrictions and denial or approval of claims under their policy are not within HIIQ’s jurisdiction. HIIQ is willing and able to assist their customers with these issues to the best of the company’s abilities. So, the frustration and discontent expressed in the following reviews are misdirected. We proactively respond to each individual review in the hopes of facilitating clarity and resolution with the customer.