The overwhelming majority of Health Insurance Innovations customers love their products, evidenced by the ratio of online reviews to policies on the books. HII has hundreds of thousands of policies being administered on its network, yet negative reviews from a minuscule fraction of dissatisfied consumers abound prominently across the internet on numerous forums:,,, and more. Customers are 100% entitled to their opinion and ability to share their experience with others. However, there is a fundamental misconception about the services Health Insurance Innovations provides. HIIQ is a software company whose technology is used by independent insurance agents and brokers selling a wide variety of insurance products ranging from life insurance to dental insurance to short term to ACA plans to Telemedicine. HIIQ does not insure anyone. HIIQ does not deny claims. HIIQ does not approve claims. Health Insurance Innovations administers the billing and customer service while hosting the portal where members and agents can review their accounts, upgrade, or cancel their policies. HIIQ does not make robocalls, it strictly forbids its independent agents to utilize this practice, and the consequence of not abiding these non negotiable results in termination from the sales platform, which does happen, evidenced by the recent case of Simple Health. Simple Health abused the Health Insurance Innovations sales platform by concealing their unscrupulous sales tactics and altering sales transcripts and editing recordings to hide when they went off the approved sales scripts. The sales scripts are carefully crafted to ensure the consumer is not being deceived and HIIQ has a robust compliance team to ensure these practices are maintained, but Simple Health went rogue and went way and beyond the rules to perpetuate a flagrant fraud against unsuspecting consumers, dragging HIIQ's good name through the mud.

Health Insurance Innovations (HIIQ) Company Reviews

Agile Health Insurance Company Reviews
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Looking for a comprehensive, authoritative company review of You’ve come to the right place.

Agile Health Insurance is a wholly owned subsidiary of Health Insurance Innovations that is independently operated out of Mountain View, Ca. Finding the right health insurance plan for you can be a daunting task. Regulations are changing, there are a lot of insurance options to explore and applications can take a long time to process.

Fortunately, there’s a website that helps consumers navigate the complicated world of health insurance and find the best affordable and personalized plan all in less than ten minutes:

About Agile Health Insurance

Agile Health Insurance is a leader provider of affordable health care solutions and an expert in short term health insurance. They are a licensed health insurance agency with partnerships with multiple insurance companies through which consumers can obtain health insurance. The company’s aim is to offer the most comprehensive platform for comparing health insurance options.

Agile Health Insurance’s easy to use online platform allows consumers to quote and compare thousands of affordable and personalized health plans in a matter of minutes and insurance benefits can start as early as the next day.

What Types of Insurance does Agile Health Insurance Offer?

Agile Health Insurance offers a broad selection of health insurance products to meet individual and family health coverage needs. The main categories are the following:

  • Short Term Health Insurance
  • Health Benefit Indemnity Insurance
  • Major Medical Health Insurance [ACA]
  • Dental Insurance
  • Telemedicine
  • Vision Insurance
  • Supplemental Health Plans
  • Critical Illness Insurance
  • Accident Insurance
  • The company offers over 5,000 of the best short term health insurance plans, each of them created with the consumer in mind.

    Why Choose Agile Health Insurance?

    Competitive Rates

    Agile prides itself in making health insurance available to anyone by offering health care solutions at affordable and reasonable prices. In a review of Short Term Health Insurance, Kaiser Family Foundation noted that Agile’s health insurance products are generally priced at 20% or less when compared to ACA-compliant health plans.

    Fast Application & Instant Approval

    Shopping for health insurance can be a complicated and confusing process; Agile’s painless and simplified online application process helps consumers by presenting them with their best health coverage options. Those who are eligible will receive instant approval. This means that you could get approved and insured in as little as 8 minutes and start enjoying your policy benefits the very next day.

    One of the biggest benefits when shopping for health insurance on is that there are no open enrollment restrictions, you can apply and get coverage year round. Additionally, you have the freedom to choose your preferred doctors and hospitals or keep your current ones.

    A+ Rated Insurers
    Agile’s health plans are underwritten by companies that are financially strong and committed to quality and high levels of customer service. Many of them are rated A+ Superior by AM Best.

    Agile Health Insurance’s Online Quoting Process

    We wanted to put Agile’s fast and easy online application process to the test.

    This was our experience going through Agile’s online quoting process:

    Step One: Choose the Type of Insurance you want to Quote for Agile Health Insurance Review Health Plans

    Choose one of the health plan options from the drop down menu under “Find Health Plans”. We chose to quote for Short Term Health Insurance.

    Step Two: Answer a Few Basic Questions
    Agile Health Insurance Review Quoting Process
    In order to quote with Agile Health Insurance, you are required to fill out basic information about you, this includes: zip code, date of birth, gender, payment preference and coverage start date.

    At this point, you have the option to add your spouse and/or children to the plan by simply clicking on the plus sign and entering their gender and date of birth.

    Step Three: Compare Health Insurance Quotes
    Agile Health Insurance Review Compare Health Insurance Plan Quotes
    Then we were presented with the Short Term Health Insurance options available in our zip code.

    Important plan information such as monthly premium, deductible, coinsurance, out of pocket max, maximum benefits and coverage period can be easily identifiable to speed up the process. Speaking of coverage periods, Agile Health Insurance is doing all a health insurance company can do by recently expanded its product portfolio to offer short term health insurance plans with a maximum coverage of up to three years after the regulation change that extends the length of short term policies. Many of the plan options we found included 36 month coverage.

    The ability to sort the plans by monthly premiums, coinsurance, deductible, max out of pocket and policy maximum benefit is a nice feature; this way you can quickly disregard the plans that don’t meet your needs. Another handy feature is the chat option available throughout the quoting process. Once the chat is started, you are assigned a representative to make an already easy quoting process even easier. You can also call to speak to a licensed agent.

    You can also indicate the premium range you’re looking to pay, your preferred insurance companies, coverage max, deductible amount and coinsurance amount with the options on the left side to further personalize your quoting experience. We wanted to test the affordability of Agile’s plans so we changed our premium range from $60 to $200. Then we were presented with 49 Florida Health Insurance Quotes within that premium range convincing us that Agile Health Insurance plans really are affordable.

    Step Four: Apply
    Agile health insurance review apply for health insurance coverage stm
    Agile health insurance review apply for short term health insurance plan

    Once you select your preferred plan, you are directed to a page that includes your plan details. At this point, you have the option to add additional coverage such as a pre-existing condition waiver, telemedicine, prescription drug coverage and dental insurance. Each option includes a brief description and a link to learn more, some of them directing us to extensive and informative brochures.

    When you click on the plan name you are also directed to a brochure with everything you need to know about your plan including benefits and coverage, physician directory, covered expenses, limitations and exclusions and frequently asked questions. This allows us to make an educated purchase decision.

    On this page, you are also presented with disclaimers to allow you to fully understand what your chosen plan covers and does not cover.

    After confirming that your chosen plan is ideal for you and adding additional coverage, you start the application process. At this time, you answer six more questions and enter your personal, contact and billing information to complete the process.

    How Much do Agile Health Insurance Plans Cost?
    The company offers many health plans starting at less than $99 a month. The costs will vary depending on the health plan you choose, your state, age and other factors. When going through the quoting process, you will notice that the monthly premiums are listed in a straightforward manner, you can also filter to a desired premium range.

    Will Agile Health Insurance Plans Work for me?
    If you are in need of affordable health insurance, Agile health insurance might work for you. Agile makes it easy for consumers to quote and get health insurance. The company’s learning center and FAQ page are packed with valuable information on the health solutions they offer and if you still have questions or need clarification you can get help from a licensed agent by phone or chat.

    Agile’s temporary gap health insurance might be right for you if:

    You missed the annual Open Enrollment Period for Obamacare/ACA plans.
    You’re in between jobs, a part-time or temporary worker, or looking for a less expensive alternative to COBRA.
    You are a student, a recent graduate, or have aged out of your parent’s health insurance plan.
    You’ve retired but are too young to be eligible for Medicare.
    Your preferred doctor or hospital doesn’t accept Obamacare or an Obamacare plan isn’t available in your area.
    You are an undocumented immigrant in the United States.
    Like millions of Americans, you simply can’t afford Obamacare.
    Agile Health Insurance Review Summary
    Agile Health Insurance seems like a great company to meet consumers health insurance coverage needs. Their free, fast and simple application process, affordable rates, informative website and excellent customer service help turn shopping for health insurance from a daunting to a pleasant task.

    When looking for the ideal health plan for you, make sure to read the informational materials available regarding limitations and what the plan does and does not cover to be able to make an educated purchase decision.

    To learn more about Agile Health Insurance visit:
    Agile’s LinkedIn Profile

    Agile’s Crunchbase Profile

    Agile’s Twitter Account

    Agile’s Youtube Channel

    Get a Free Agile Health Insurance Quote Today

    Admin 07/16/2019:

    Great job!
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    Contact Information:
    Health Insurance Innovations
    218 E. Bearss Ave, Suite 325
    Tampa, FL 33613
    1-877-376-5831 (ph)
    Health Insurance Innovations
    Google Map
    Health Insurance Innovations functions as a convenient technology company for agents, insurance carriers, and consumers who receive and/or provide insurance benefits. An individual’s issue(s) with the pricing, restrictions and denial or approval of claims under their policy are not within HIIQ’s jurisdiction. HIIQ is willing and able to assist their customers with these issues to the best of the company’s abilities. So, the frustration and discontent expressed in the following reviews are misdirected. We proactively respond to each individual review in the hopes of facilitating clarity and resolution with the customer.