Looking for a comprehensive, authoritative company review of AgileHealthInsurance.com? You’ve come to the right place.
Agile Health Insurance is a wholly owned subsidiary of Health Insurance Innovations that is independently operated out of Mountain View, Ca. Finding the right health insurance plan for you can be a daunting task. Regulations are changing, there are a lot of insurance options to explore and applications can take a long time to process.
Fortunately, there’s a website that helps consumers navigate the complicated world of health insurance and find the best affordable and personalized plan all in less than ten minutes: agilehealthinsurance.com.
Agile Health Insurance is a leader provider of affordable health care solutions and an expert in short term health insurance. They are a licensed health insurance agency with partnerships with multiple insurance companies through which consumers can obtain health insurance. The company’s aim is to offer the most comprehensive platform for comparing health insurance options.
Agile Health Insurance’s easy to use online platform allows consumers to quote and compare thousands of affordable and personalized health plans in a matter of minutes and insurance benefits can start as early as the next day.
Agile Health Insurance offers a broad selection of health insurance products to meet individual and family health coverage needs. The main categories are the following:
The company offers over 5,000 of the best short term health insurance plans, each of them created with the consumer in mind.
Agile prides itself in making health insurance available to anyone by offering health care solutions at affordable and reasonable prices. In a review of Short Term Health Insurance, Kaiser Family Foundation noted that Agile’s health insurance products are generally priced at 20% or less when compared to ACA-compliant health plans.
Fast Application & Instant Approval
Shopping for health insurance can be a complicated and confusing process; Agile’s painless and simplified online application process helps consumers by presenting them with their best health coverage options. Those who are eligible will receive instant approval. This means that you could get approved and insured in as little as 8 minutes and start enjoying your policy benefits the very next day.
One of the biggest benefits when shopping for health insurance on Agilehealthinsurance.com is that there are no open enrollment restrictions, you can apply and get coverage year round. Additionally, you have the freedom to choose your preferred doctors and hospitals or keep your current ones.
A+ Rated Insurers
Agile’s health plans are underwritten by companies that are financially strong and committed to quality and high levels of customer service. Many of them are rated A+ Superior by AM Best.
Agile Health Insurance’s Online Quoting Process
We wanted to put Agile’s fast and easy online application process to the test.
This was our experience going through Agile’s online quoting process:
Step One: Choose the Type of Insurance you want to Quote for Agile Health Insurance Review Health Plans
Choose one of the health plan options from the drop down menu under “Find Health Plans”. We chose to quote for Short Term Health Insurance.
Step Two: Answer a Few Basic Questions
Agile Health Insurance Review Quoting Process
In order to quote with Agile Health Insurance, you are required to fill out basic information about you, this includes: zip code, date of birth, gender, payment preference and coverage start date.
At this point, you have the option to add your spouse and/or children to the plan by simply clicking on the plus sign and entering their gender and date of birth.
Step Three: Compare Health Insurance Quotes
Agile Health Insurance Review Compare Health Insurance Plan Quotes
Then we were presented with the Short Term Health Insurance options available in our zip code.
Important plan information such as monthly premium, deductible, coinsurance, out of pocket max, maximum benefits and coverage period can be easily identifiable to speed up the process. Speaking of coverage periods, Agile Health Insurance is doing all a health insurance company can do by recently expanded its product portfolio to offer short term health insurance plans with a maximum coverage of up to three years after the regulation change that extends the length of short term policies. Many of the plan options we found included 36 month coverage.
The ability to sort the plans by monthly premiums, coinsurance, deductible, max out of pocket and policy maximum benefit is a nice feature; this way you can quickly disregard the plans that don’t meet your needs. Another handy feature is the chat option available throughout the quoting process. Once the chat is started, you are assigned a representative to make an already easy quoting process even easier. You can also call to speak to a licensed agent.
You can also indicate the premium range you’re looking to pay, your preferred insurance companies, coverage max, deductible amount and coinsurance amount with the options on the left side to further personalize your quoting experience. We wanted to test the affordability of Agile’s plans so we changed our premium range from $60 to $200. Then we were presented with 49 Florida Health Insurance Quotes within that premium range convincing us that Agile Health Insurance plans really are affordable.
Step Four: Apply
Agile health insurance review apply for health insurance coverage stm
Agile health insurance review apply for short term health insurance plan
Once you select your preferred plan, you are directed to a page that includes your plan details. At this point, you have the option to add additional coverage such as a pre-existing condition waiver, telemedicine, prescription drug coverage and dental insurance. Each option includes a brief description and a link to learn more, some of them directing us to extensive and informative brochures.
When you click on the plan name you are also directed to a brochure with everything you need to know about your plan including benefits and coverage, physician directory, covered expenses, limitations and exclusions and frequently asked questions. This allows us to make an educated purchase decision.
On this page, you are also presented with disclaimers to allow you to fully understand what your chosen plan covers and does not cover.
After confirming that your chosen plan is ideal for you and adding additional coverage, you start the application process. At this time, you answer six more questions and enter your personal, contact and billing information to complete the process.
How Much do Agile Health Insurance Plans Cost?
The company offers many health plans starting at less than $99 a month. The costs will vary depending on the health plan you choose, your state, age and other factors. When going through the quoting process, you will notice that the monthly premiums are listed in a straightforward manner, you can also filter to a desired premium range.
Will Agile Health Insurance Plans Work for me?
If you are in need of affordable health insurance, Agile health insurance might work for you. Agile makes it easy for consumers to quote and get health insurance. The company’s learning center and FAQ page are packed with valuable information on the health solutions they offer and if you still have questions or need clarification you can get help from a licensed agent by phone or chat.
Agile’s temporary gap health insurance might be right for you if:
You missed the annual Open Enrollment Period for Obamacare/ACA plans.
You’re in between jobs, a part-time or temporary worker, or looking for a less expensive alternative to COBRA.
You are a student, a recent graduate, or have aged out of your parent’s health insurance plan.
You’ve retired but are too young to be eligible for Medicare.
Your preferred doctor or hospital doesn’t accept Obamacare or an Obamacare plan isn’t available in your area.
You are an undocumented immigrant in the United States.
Like millions of Americans, you simply can’t afford Obamacare.
Agile Health Insurance Review Summary
Agile Health Insurance seems like a great company to meet consumers health insurance coverage needs. Their free, fast and simple application process, affordable rates, informative website and excellent customer service help turn shopping for health insurance from a daunting to a pleasant task.
When looking for the ideal health plan for you, make sure to read the informational materials available regarding limitations and what the plan does and does not cover to be able to make an educated purchase decision.
To learn more about Agile Health Insurance visit:
Agile’s LinkedIn Profile
Agile’s Crunchbase Profile
Agile’s Twitter Account
Agile’s Youtube Channel
Get a Free Agile Health Insurance Quote Today