The overwhelming majority of Health Insurance Innovations customers love their products, yet negative reviews abound across the internet on numerous forums:,,, and more. Customers are 100% entitled to their opinion and ability to share their experience with others. However, there is a fundamental misconception about the services Health Insurance Innovations provides. HIIQ is a software company whose technology is used by independent insurance agents and brokers selling products produced by insurance carriers. HIIQ does not insure anyone. HIIQ does not deny claims. HIIQ does not approve claims. Health Insurance Innovations administers the billing and customer service while hosting the portal where members and agents can review their accounts.

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Agile Health Insurance Alternatives Stands to Benefit with New Trumpcare Rule
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Agile Health Insurance Alternatives Stands to Benefit with New Trumpcare Rule

Agile Health Insurance offers affordable health insurance alternatives to high priced ACA plans. The new ruling by the Trump administration extends the length of short term policies from 3 months to 12 months. Healthy Americans no longer have to pay higher costs for their health insurance by being forced into ACA plans because the new Trumpcare ruling also eliminates the penalty for not having ACA insurance in 2019.

This rule took into review many of the potential issues raised by the industry and health care professionals but what critics miss is that Americans simply cannot afford health insurance plans in excess of $100 per month.

Americans who are unable to afford insurance have thus far chosen to go without.

This new rule changes that by creating more options.

Starting October 1st of this year, 3 month plans will now be able to be purchased for 1 year and extended three times.

These plans are definitely not for everyone. If you have chronic health issues, you do not want these plans. They are much lower priced than typical ACA plans because they don’t cover maternity care, or have prescription drug coverage. Short term policies don’t cover preexisting conditions either.

But if you are healthy and want to prevent against an unexpected accident, these plans are great. Most of them will cover your hospital visit.

There is another big advantages of Short Term Health Insurance over other forms of major medical insurance such as an Obamacare (ACA) plan or an employer-based plan: there is no open enrollment restrictions, so you can apply at anytime. You will be notified within minutes if your application is approved, and you can use your coverage as early as the next day!

Companies like Agile Health Insurance specialize in affordable Short Term Health Insurance plans and you can review the health insurance alternatives to the ACA on their site.

Health Representative 09/06/2018:

Great news!
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Contact Information:
Health Insurance Innovations
218 E. Bearss Ave, Suite 325
Tampa, FL 33613
1-877-376-5831 (ph)
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Health Insurance Innovations functions as a convenient technology company for agents, insurance carriers, and consumers who receive and/or provide insurance benefits. An individual’s issue(s) with the pricing, restrictions and denial or approval of claims under their policy are not within HIIQ’s jurisdiction. HIIQ is willing and able to assist their customers with these issues to the best of the company’s abilities. So, the frustration and discontent expressed in the following reviews are misdirected. We proactively respond to each individual review in the hopes of facilitating clarity and resolution with the customer.