Agile Health Insurance offers affordable health insurance alternatives to high priced ACA plans. The new ruling by the Trump administration extends the length of short term policies from 3 months to 12 months. Healthy Americans no longer have to pay higher costs for their health insurance by being forced into ACA plans because the new Trumpcare ruling also eliminates the penalty for not having ACA insurance in 2019.
This rule took into review many of the potential issues raised by the industry and health care professionals but what critics miss is that Americans simply cannot afford health insurance plans in excess of $100 per month.
Americans who are unable to afford insurance have thus far chosen to go without.
This new rule changes that by creating more options.
Starting October 1st of this year, 3 month plans will now be able to be purchased for 1 year and extended three times.
These plans are definitely not for everyone. If you have chronic health issues, you do not want these plans. They are much lower priced than typical ACA plans because they don’t cover maternity care, or have prescription drug coverage. Short term policies don’t cover preexisting conditions either.
But if you are healthy and want to prevent against an unexpected accident, these plans are great. Most of them will cover your hospital visit.
There is another big advantages of Short Term Health Insurance over other forms of major medical insurance such as an Obamacare (ACA) plan or an employer-based plan: there is no open enrollment restrictions, so you can apply at anytime. You will be notified within minutes if your application is approved, and you can use your coverage as early as the next day!